Allica Bank is a modern business bank built around one clear mission: give UK SMEs the kind of fast, straightforward banking experience they rarely get from legacy providers. That focus has fuelled rapid growth and a strong reputation for making everyday business banking feel genuinely modern.

To support the next wave of customer acquisition, Allica partnered with Modu to launch a new set of digital applications designed to turn fragmented financial data into clear, usable insight. The goal was simple: bring multiple data sources into one easy to understand portfolio view, with credit analytics and reporting that helps SMEs make quicker, more confident decisions.

I led and executed the full product and design programme end to end, owning discovery through delivery, setting direction, aligning stakeholders, and driving the UX and UI quality across every release.

A fully functional ReactJS application with Kotlin backend, dockerised and deployed to the Azure cloud.
A completely tailored UX design experience iterated and tested with target customers.
A set of adaptable microservices connecting all entities using a hexagonal architecture approach to integration.
All the above packaged into a maintainable delivery compliant with the bank's security, architecture, and operational standards for onward enhancement.

With speed critical, and the risk of third party integrations growing over time, we took a deliberately lean approach first. We built a low cost proof of concept to validate the proposition early, de risk the technical direction, and avoid committing to a full build before we knew the fundamentals would hold.

On the engineering side, the solution was packaged as dockerised, deployable containers to eliminate environment drift and keep delivery predictable across infrastructure. In parallel, I led the design exploration from day one, so that the moment the approach proved sound we could move straight into build with a clear product direction and no wasted cycles.

Once delivery was underway, we kept customer feedback tight and continuous, checking assumptions frequently with target users to prevent late stage surprises. The integration layer was designed for change, so adding new data sources or switching providers could be done with minimal redevelopment, protecting both timelines and long term scalability.

Outcome wise, we delivered in clear sixty day cycles, turning a high risk, multi source concept into a working, scalable acquisition product without sacrificing speed or quality. Starting with a lean proof of concept, we validated the technical approach early, then moved straight into a confident build backed by continuous customer input, so there were no late surprises.

The result was a modular credit analytics and portfolio dashboard that brought fragmented financial data into one coherent view, designed for clarity and trust. Under the hood, the dockerised deployment and flexible integration layer meant the platform could onboard new data sources or swap providers with minimal rework, keeping future change cheap, fast, and low risk. I led and executed the product and design end to end across each cycle, maintaining momentum, alignment, and a consistently high UX standard throughout.